Thursday, June 13, 2024

While summer vacations are on the horizon, understanding stock market seasonality and economic trends can help you stay informed about your portfolio.

Wednesday, June 12, 2024

Feeling queasy as the stock market dips? Don't bail! This article offers 11 tips to stay calm, make smart investment choices, and weather the storm.

Monday, June 10, 2024

Stocks closed the week generally higher despite a late-week dip, with the S&P 500 and Nasdaq reaching new records, while the Russell 2000 lagged due to economic sensitivity, amidst a robust jobs report and rising bond yields.

Wednesday, June 5, 2024

In times of crisis, having a financial safety net can be your lifeline. Learn how to build and maintain a cash reserve to ensure you're prepared for any unexpected financial challenges.

Monday, June 3, 2024

Last week saw mixed market performance as investors assessed economic data, with the Federal Reserve's policy and indicators expected to shape the market's long-term outlook.

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Tuesday, May 28, 2024

Tech and AI stocks pushed the Nasdaq and S&P 500 higher, while the Dow, Russell 2000, and Global Dow declined. Click through for a detailed market summary and sector performance insights.

Monday, May 20, 2024

The world of 50 years ago was a lot different than it is today. An individual often worked at the same job all his or her adult life, lived in the same house, and stayed married to the same spouse. In those days, too, one spouse could...

Monday, May 20, 2024

The S&P 500 and Nasdaq gained for the fourth consecutive week, and the Dow for the fifth, amid key inflation data. Modest yet pleasant gains across various sectors contributed to a healthy week of investing.

Thursday, May 16, 2024

The decision to pick one over the other comes down to many factors, such as investment returns verses interest rates, employer matches, tax benefits, and more. Check out our latest article for a closer look.

Monday, May 13, 2024

If you've recently graduated, your student loans now demand attention, impacting your credit history and score. Don't let student loans become a financial burden—take proactive steps to manage them effectively.

Monday, May 13, 2024

Discover the latest market trends: stocks surge, corporate earnings beat expectations, and sectors like utilities lead the charge while consumer discretionary lags behind.

Tuesday, May 7, 2024

The markets enjoyed a solid week of gains on the heels of favorable corporate earnings data and a softer-than-expected employment report.

Tuesday, May 7, 2024

When your career is peaking and you are preparing for your own retirement, you may find yourself in the position of having to help your children with the financial challenges of young adulthood while also looking after your aging parents.

Saturday, May 4, 2024

The world of 50 years ago was a lot different than it is today. An individual often worked at the same job all his or her adult life, lived in the same house, and stayed married to the same spouse. In those days, too, one spouse could...

Thursday, May 2, 2024

Lets explore the old adage, "Sell in May and go away" while discussing considerations for the forthcoming month. The latest market updates and more, with M Financial Planning Services.

Tuesday, April 30, 2024

Money. It's hard to get and easy to lose. It doesn't take long for the wealth you've accumulated to disappear if you don't manage your money well or have a plan to protect your assets from sudden calamity.

Monday, April 29, 2024

Last week's stock market performance showcased a bullish trend, with tech and communication sectors driving gains across major indexes.

Tuesday, April 23, 2024

Balancing the dream of owning your home outright with financial goals like retirement or your child's education can be tough. Do you prioritize paying off your mortgage early or investing extra cash? Learn that and more in our latest blog.

Tuesday, April 23, 2024

In our digital age, safeguarding against identity theft is essential. Regularly monitor your credit report, use strong passwords, and stay vigilant against online threats to protect your personal and financial information.

Monday, April 22, 2024

Wall Street faced a downward trajectory during last week, amid concerns over escalating tensions in the Middle East and persistent inflationary pressures, leading to fluctuations in tech shares and other benchmark indexes.

Monday, April 15, 2024

Stocks faced mixed performance last week amidst rising inflation concerns and varied corporate earnings reports. While some sectors saw gains, overall sentiment remained cautious.

Monday, April 15, 2024

In an unusual twist, U.S. home values climbed to an annual record of $389,800 in 2023, even as mortgage rates rose to the highest levels in a generation.

Tuesday, April 9, 2024

Discover the power of SMART goals—your roadmap to achieving financial wellness and realizing your dreams.

Monday, April 8, 2024

Stock markets ended lower last week despite a late-week rally, as a strong jobs report raised concerns about delayed interest rate cuts by the Fed. Read more for this week's market update.

Thursday, April 4, 2024

The first quarter of 2024 saw gains fueled by a resilient market economy, easing inflation, and optimistic prospects for rate cuts, making it the best first quarter since 2019.

Tuesday, April 2, 2024

A sound retirement plan should be based on your particular circumstances. No one strategy is suitable for everyone. Once you're retired, your income plan should strive to address four basic objectives.

Monday, April 1, 2024

Stocks finished the month of March in solid fashion. Each of the benchmark indexes listed here posted gains, with the exception of the Nasdaq. Bond yields dipped lower.

Wednesday, March 27, 2024

Explore the perks of 529 plans for saving on education costs! With tax-free withdrawals for qualified expenses at the federal level and potential state tax breaks, these plans offer a smart way to invest in your educaiton.

Tuesday, March 26, 2024

Your Essential Home Ownership Guide: Discover deductions for mortgage interest, real estate taxes, and more, so that every dollar invested in your home has a role come tax time.

Monday, March 25, 2024

Explore last week's market highlights, including record highs for the S&P 500, Dow, and Nasdaq, driven by the Federal Reserve's maintained projections for interest rate cuts.

Monday, March 25, 2024

We all know men and women are different in some fundamental ways. But is this true when it comes to financial planning? In a word, yes.

Tuesday, March 19, 2024

Marriage marks a joyous union between two people, yet it also presents intricate challenges, particularly when managing finances as a couple. Learn more about the challenges many couples face and how you can conquer them together.

Monday, March 18, 2024

Equities fluctuated again this week, with tech shares in focus amid ongoing inflation talks. Energy performed well, while bond yields and the dollar also moved.

Monday, March 11, 2024

Upbeat job reports offer short-term economic promise, but cautious optimism prevails. As the NASDAQ cools down from its robust performance in recent weeks, a more subdued U.S. market experience is anticipated.

Friday, March 8, 2024

As spring approaches, the stock market shows signs of warming up, suggesting potential opportunities for investors.

Friday, March 8, 2024

More on Money Management March: creating the roadmap to your financial goals. The budget is a potent tool that should serve as the crux of your financial plan, because you can only save what you don't spend.

Monday, March 4, 2024

Wall Street's February rally extended into March, driven by tech shares like AI stocks, with positive inflation data easing concerns about delayed interest rate cuts; last week saw mixed stock performance.

Monday, March 4, 2024

The budget is one of the most fundamental and crucial pieces of your financial health. This piece will teach you the important steps you need to take when establishing a budget and provide tips to help you stay the course.

Monday, February 26, 2024

Discover the latest market movements, where tech stocks led the charge, propelling major indexes like the Dow, NASDAQ, and S&P 500 to post gains for the 16th time in the last 18 weeks.

Monday, February 26, 2024

Discover the essential strategies for preserving your wealth and ensuring your legacy reaches your loved ones through wills, trusts, beneficiary designations, and joint ownership arrangements.

Tuesday, February 20, 2024

While small caps saw gains, major indexes like the Nasdaq and S&P 500 closed lower. With markets closed on President's Day, investors await potential shifts in upcoming sessions. Stay informed with the latest Market Week for February 19th.

Tuesday, February 20, 2024

Protect Your Wealth: Learn how to safeguard your assets from potential creditors and secure your financial future with tools like liability insurance, trusts, business entities, and more.

Tuesday, February 13, 2024

Stocks are off to a solid start in 2024. January gains are particularly enjoyable because of the old adage from the Stock Trader’s Almanac, “As goes January, so goes the year.” Nearly 75 years of historical data shows...

Tuesday, February 13, 2024

Stocks closed higher last week, with the S&P 500 and the Nasdaq reaching record highs. Investors were encouraged by generally favorable fourth-quarter corporate earnings data and a downwardly revised CPI for December.

Tuesday, February 6, 2024

Secure your future and ensure your wishes are honored by proactively establishing essential estate planning documents like durable power of attorney, advance medical directives, a will, and a letter of instruction.

Monday, February 5, 2024

Strong labor reports and megatech earnings led to an overall promising week, despite a mid-week dip. The week ended on an optimistic note, highlighting the importance of a long-term investing strategy.

Tuesday, January 30, 2024

Explore fresh possibilities within 529 Plans to improve the financial future of your child or grandchild. These plans are more adaptable than ever, marking a significant evolution in their flexibility over the past 25 years.

Monday, January 29, 2024

Hot markets! S&P 500, Nasdaq break records; energy soars, gold falters. Crude oil surges 6%, GDP beats at 3.3%. Brace for Fed meeting impact and January job figures.

Tuesday, January 23, 2024

Uncover how your personality traits shape financial decisions and wealth in studies connecting traits like openness and neuroticism to market perceptions and investment behavior, providing insights for a successful investment strategy.

Monday, January 22, 2024

Wall Street saw gains driven by tech, but caution lingered; bond yields and Fed comments led to mid-week declines. Read more to learn what the numbers say about the coming weeks.

Tuesday, January 16, 2024

Learn more about the contributions of the tech and communication sectors to last week's financial markets rebound, despite concerns over interest rates and lower-than-expected earnings.

Tuesday, January 9, 2024

China's economy has seen a significant resurgence from its' lows during the pandemic, but flows into China's public companies have been hampered by regulatory concerns that seem to be fluctuate on political whims.

Tuesday, January 9, 2024

Discover valuable lessons from the unpredictable twists of 2023, including the resilience of stocks, bond market surprises, and key insights for a prosperous 2024.

Tuesday, December 19, 2023

Seize Opportunities in the 2024 Bull Market: Embrace Growth with the Fed's 2% Inflation Target on the Horizon.

Friday, December 15, 2023

LPL Research recently unveiled Outlook 2024: A Turning Point, which recaps where markets have been over the last half of 2023 to help position your portfolio through midyear of 2024.

Tuesday, December 12, 2023

Benchmark oil prices are on the decline, following concerns of oversupply and questions about the effectiveness of Saudi Arabia's leadership in the context of OPEC+. Record US production of crude oil is a contributor to falling oil prices.

Wednesday, December 6, 2023

Solid gains for both stocks and bonds gave investors a November to remember. I'm reminded of the Charlie Munger quote: “The world is full of foolish gamblers, and they will not do as well as the patient investors.”

Monday, December 4, 2023

Opportunities abound in the markets, even during periods when the economy appears ripe for a regime shift. Recent growth metrics surprised to the upside, but leading indicators point toward some downside risk.

Monday, November 20, 2023

Thanksgiving gains suggest positive seasonality amidst market consolidation. Despite economic worries, historical resilience of the S&P 500 may benefit long-term investors amid a potential Fed pivot.

Monday, November 13, 2023

There is nothing like an eight-day winning streak to change the market narrative. Stocks have quickly gone from a correction to a comeback this month, providing additional promise to long-term investors.

Monday, November 6, 2023

Muni investors endure volatility, but a year-end rally could be the silver lining. Fed's rate hikes may cease, bringing relief for muni investors in this challenging market.

Thursday, November 2, 2023

As 2023 draws to a close, amid the various challenges faced by investors, let's reflect on the reasons for gratitude, such as the value of focusing on long-term investment strategies rather than short-term gains.

Monday, October 30, 2023

The current geopolitical climate is scarier than any Halloween costume you may see this year, but a strong job market and cooling inflation help ease the minds of long-term investors.

Monday, October 23, 2023

Despite headwinds, the U.S. could experience structural changes in the labor market, residential real estate, and inflation as the post-pandemic economy progresses into the New Year.

Monday, October 16, 2023

Earnings season kicks off with banks and blue chips reporting Q3 results. The focus is ending the earnings recession, expecting 3-4% YoY growth, marking a shift from Q4 2022. Stay tuned for insights.

Tuesday, October 10, 2023

The rise in U.S. Treasury yields is like a financial rollercoaster fueled by the resilience of the American economy and the Federal Reserve's bold stance on keeping interest rates high.

Wednesday, October 4, 2023

The S&P 500 lost 3.3% in the third quarter after sliding nearly 5% in September. Putting this into perspective, nothing really qualifies as out of the ordinary. Should we be spooked this October?

Monday, October 2, 2023

After a tough September, investors are looking to October, the start of the historically strong fourth quarter. However, predicting a repeat this year remains a challenge. Take a look at the prospects for a Q4 rally in this tough backdrop.

Monday, September 25, 2023

With much to offer as an emerging market, India's outperformance over China suggests promise for foreign investors. A growing workforce, investment in infrastructure, and an ongoing digital transformation have been key to India's evolution.

Friday, September 22, 2023

We fear that many high-net worth individuals aren't aware that these upcoming changes could derail the estate plans they already have in place, and skew their total financial picture.

Thursday, September 21, 2023

I fear many high-net worth individuals aren't aware that these upcoming changes could derail the estate plans they already have in place, and skew their total financial picture.

Tuesday, September 19, 2023

Recent data shows Europe's economic decline, questioning its once-positive investment outlook due to weakened growth, a stronger U.S. dollar, and diminishing earnings momentum, prompting investors to seek alternatives elsewhere.

Sunday, September 17, 2023

Thanks to the SECURE 2.0 Act of 2022, beginning in 2024, Roth 401(k)s will no longer impose required minimum distributions in retirement. The percentage of employers offering a Roth 401(k) plan grew substantially from 2012 to 2021.

Tuesday, September 12, 2023

"What the BRICS+ offers is an opportunity within the broader emerging market composite, but given the political overhang on these markets, investing in this space has become more than just focusing on valuations, profits, and economics."

Thursday, September 7, 2023

History tells us that strong returns in the first seven months of the year could lead to a positive end to 2023. Learn more about how unemployment, back-to-school shopping, and the housing market may indicate promise for investors.

Monday, September 4, 2023

Fixed income investors have faced challenges with negative returns in core bonds, but the current rise in interest rates is not indicative of a sustained bear market. Read more to find out why

Monday, August 28, 2023

Dive into the outcomes of the Jackson Hole Symposium: Learn about shifting global monetary policies, the importance of "soft data," potential changes in the neutral interest rate, and their impact on bonds and equities.

Thursday, August 24, 2023

The latest Retirement Confidence Survey revealed that modern workers and retirees lack assurance in their ability to adequately finance their retirement.

Monday, August 21, 2023

Find out how the recent jump in interest rates have led to a pullback in this bull market, particularly to the technology sector. Remember, volatility creates opportunity, and is expected in any bull market.

Monday, July 31, 2023

Discover Smart Medicare Savings: Empowering Your Retirement Financial Planning

Thursday, July 27, 2023

Game-Changing Reforms: In 2024, new rules take effect, allowing tax-free rollovers from 529 plans to Roth IRAs and making student loan payments eligible for employer retirement matching contributions.

Friday, July 21, 2023

Secure your retirement income with a strategic plan! Evaluate your needs, maximize predictable income from Social Security and pensions, and explore savings plan options.

Friday, July 14, 2023

One of the most difficult conversations many of us face with parents is talking about money. Initiate open communication early to avoid stress when making critical decisions.

Thursday, June 29, 2023

In 2025, the gift and estate tax basic exclusion amount and the generation-skipping transfer (GST) exemption will be cut nearly by half. We can help you with your estate strategy—regardless of whether Congress takes action in time.

Wednesday, June 28, 2023

One of the most common questions people ask about Social Security is when they should start taking benefits. Making the right decision for you can have a meaningful impact on your financial income in retirement.

Tuesday, June 27, 2023

The U.S. Department of Education has officially announced that student loan payments will resume in October, ending the three-year-long pause that was implemented due to the pandemic.

Friday, June 9, 2023

In an ideal world, your retirement would be timed perfectly. Unfortunately, this is not a perfect world, and events can take you by surprise. What if you retire during a market downturn?

Tuesday, April 18, 2023

There is no magic formula to determine how much you or your child should borrow for college. But how much is too much?

Friday, April 14, 2023

If you have decided to retire, you may have already been saving and planning for the day you stop working. Here are some suggestions towards making the move from employee to retiree as smooth as possible. 

Friday, April 14, 2023

Boomers are less confident than ever that they will have enough money for a secure and comfortable retirement. According to a recent Insured Retirement Institute report, only 24% of Baby Boomers are confident their savings will last.

Friday, April 14, 2023

You can't always envision what will happen in your "second act." Just as few weathercasters can accurately forecast a month's worth of temperatures and storms, many retirees find their futures unfolding differently than they assumed.

Thursday, December 8, 2022

As young adults embark on their first real job, get married, or start a family, retirement might be the last thing on their minds. Even so, they might want to make it a financial priority.

Monday, December 5, 2022

Buy-sells can accomplish many objectives, but are primarily used to ensure the smooth continuation of a business after a potentially disruptive event, such as an owner's retirement, incapacity, or death.

Tuesday, October 25, 2022

If the U.S. economy enters a recession, the causes and potential outcome will be hotly debated. This week’s commentary will remind us of three things we know about historical recessions.

Tuesday, October 25, 2022

If you worry about your retirement investments during market downturns, you're not alone. Unfortunately, emotions are often the enemy of sound investing. Here are some points to help you stay clear-headed during periods of market...

Monday, October 17, 2022

One way to address rising rates is to create a bond ladder, a portfolio of bonds with maturities that are spaced out at regular intervals over a certain number of years.

Friday, September 30, 2022

“An idealist believes the short run doesn’t count. A cynic believes the long run doesn’t matter. A realist believes that what is done or left undone in the short run determines the long run.” 

Tuesday, September 27, 2022

Have you every wondered how estate planning might fit into your overall, future plans? Even if you are just starting to build your estate and do not need complex estate planning, here’s five key points to consider.

Tuesday, September 27, 2022

Unless you live on another planet, you are fully aware of this thing called inflation — whether you’re at the grocery store, a gas station, buying clothes online, or doing almost any other thing that requires spending money.

Monday, September 26, 2022

Now that interest rates have moved substantially higher, we believe opportunities in fixed income have improved and are looking to add back to certain areas within fixed income that may benefit.

Tuesday, September 20, 2022

This year has been challenging on many fronts, but one financial opportunity may have emerged from the economic turbulence. If you've been thinking about converting your traditional IRA to a Roth, now might be an appropriate time to do...

Monday, September 12, 2022

The Elder Economic Security Standard Index, or Elder Index, was developed by the Gerontology Institute at the University of Massachusetts Boston. It measures the cost of housing, health care, transportation, food and other essentials...

Thursday, September 8, 2022

As the cost of a college education continues to climb, many grandparents are stepping in to help. This trend is expected to accelerate as baby boomers, many of whom went to college, become grandparents.

Tuesday, August 30, 2022

Ernest Ackerman was the first person to receive a Social Security benefit. In March 1937, the Cleveland streetcar motorman received a one-time, lump-sum payment of 17¢.

Friday, April 1, 2022

Inflation has emerged as one of the top financial concerns for individuals as they size up the economy for the rest of the year. Retirees have something else to consider: they are subject to a higher rate of inflation than 7.5% CPI.

Wednesday, March 30, 2022

Here are a few lessons from America's pastime that might inspire you to take a fresh look at your finances.

Friday, January 21, 2022

Here are some steps that might help reduce stress when preparing your return.

Friday, January 21, 2022

Success can come with a major downside: It can make you a potential magnet for lawsuits—including frivolous and unfounded ones—and other attacks that can wreak havoc on your financial health and stability.

Monday, December 20, 2021

Any wealth managers you consider working with—or currently work with—should possess three key characteristics: integrity, competence and experience. Here’s how you can assess a wealth manager in all three areas.

Friday, December 3, 2021

Family conflicts can wreak havoc on a family-run business—especially when it comes time to transfer ownership of the company from one generation to the next. Here’s a look at how a well-designed succession plan can reduce that risk.

Wednesday, November 24, 2021

Yes, You Can Still Enjoy the Finer Things after You Retire Even after retirement, you can maintain your standard of living if you plan properly in advance. To live comfortably, spend some time now to determine how much money...

Wednesday, November 24, 2021

Whether you are just starting out and beginning to manage your own finances or simply want to stay on top of your current financial situation, it's important to always keep these basic principles of financial literacy in mind.

Friday, November 19, 2021

The bad decisions you avoid can be just as important as the good moves you make. Here’s a look at some wealth-destroying mistakes that highly successful people do a good job of sidestepping—and how you can too.

Monday, November 8, 2021

Understandably, many people put off planning for long-term care. But although it's hard to face the fact that health problems may someday result in a loss of independence, if you begin planning now, you'll have more options open to you.

Monday, November 8, 2021

Philanthropy cannot only give you great personal satisfaction, it can also give you a current income tax deduction, let you avoid capital gains tax, and reduce the amount of taxes your estate may owe when you die.

Friday, November 5, 2021

Confidence can take you far—and can motivate other top people to work with you. Even though we’re sometimes very confident and sometimes uncertain, we can take steps to enhance how assured we feel about ourselves.

Thursday, October 21, 2021

Social Security is not in danger of collapsing, but the clock is ticking on the program's ability to pay full benefits.

Friday, September 24, 2021

It can be all too easy to focus on just one aspect of your financial life—and in doing so, miss opportunities as well as incur unnecessary risk. That’s where wealth planning comes in.

Tuesday, August 31, 2021

Under the new FAFSA rules, grandparent-owned 529 plans still do not need to be listed as an asset, and distributions will no longer be counted as untaxed student income.

Tuesday, August 31, 2021

When your life circumstances change, you have a fresh opportunity to make sure the people you love are protected.

Monday, August 16, 2021

There are important steps you can take to help your aging parents find living and health care assistance, as well as to secure financing for the cost of the care.

Monday, August 16, 2021

Inflation is defined as the general upward price movement of goods and services in an economy. The key word is “general.” Inflation tends to be uneven and affects the price of some items more than others.

Thursday, August 5, 2021

Finding true professionals to help you make smart financial decisions can be a challenge. Here’s how to spot Pretenders, Predators and Exploiters so you can steer clear of them and get the help you need.

Monday, August 2, 2021

The first half of 2021 is behind us. As life emerges from the pandemic to a "new normal," a mid-year financial checkup may be more important than ever this year.

Monday, August 2, 2021

Making decisions about your retirement account can seem overwhelming, especially if you feel unsure about your knowledge of investments. Here are five basic rules everyone can use.

Tuesday, June 29, 2021

Five retirement myths and realities.

Tuesday, June 29, 2021

Life insurance is a useful financial tool, and naming your policy's beneficiaries should be a relatively simple task. However, there are some pitfalls - here's what to look out for.

Friday, June 18, 2021

Administering an estate and making sure all the i’s are dotted and all the t’s are crossed can be a daunting task. Discover what it takes to be an effective executor so that if you’re asked to be one, you can decide whether it's for you.

Thursday, June 3, 2021

You’re finally ready to move up from your rental unit to your own home. Before you start searching for a home, understand how much money you’ll really need.

Wednesday, June 2, 2021

If you lose a job, switch employers, or step into retirement, you might consider rolling your retirement plan savings into an IRA. But this isn't your only option.

Wednesday, May 19, 2021

Determine what you excel at that also helps you generate tremendous success—then focus on those actions and that knowledge in all you do. Need to address other issues? Outsourcing is the key to success there.

Wednesday, May 19, 2021

For many families, a college education is a significant financial burden that is increasingly hard to meet with savings, current income, and a manageable amount of loans.

Friday, May 7, 2021

The vaccine rollout has brought hope for a brighter 2021. If you are looking forward to a fresh start this spring, why not begin with your personal finances? Here are some tips to help you get started. 1. Use tax time to examine your...

Thursday, April 22, 2021

There are specific rules addressing distributions and rollovers of a Roth 401(k), which combines features of Roth IRAs and a traditional 401(k).

Wednesday, April 14, 2021

Retirement is an exciting time for many, and the reward for years of hard work. While there is no set age for retirement, it is important to be prepared before you make the leap, so that you enjoy your retirement and financial...

Thursday, April 8, 2021

Money is always an emotional subject, but often when our emotions get involved with our investments we will make wrong decisions. And that can be a costly mistake. Keeping emotions and investing separate seems almost impossible for...

Thursday, March 18, 2021

When it comes to financial stability, people tend to focus on paying off debt and saving for retirement. In reality, many other financial goals beckon to individuals during their lifetime. Because of this, it’s important to look...

Thursday, March 4, 2021

In 2020, the government gave taxpayers an automatic six-month extension due to the coronavirus. Individuals who were affected by the damaging wildfires were also given additional time to meet most tax deadlines. However, in 2021, the...

Wednesday, March 3, 2021

Some wealth plans that use life insurance can seem esoteric or downright baffling to many people. Don’t let confusion reign. If you’re unclear or worried about insurance you have or are considering, put it through its paces! Here’s how.

Thursday, February 18, 2021

When approaching the latter part of life, it is easy to get caught up in achieving every goal on your bucket list. Individual lists vary widely, but often are filled with wild adventures like skydiving and scuba diving in the Great...

Thursday, February 11, 2021

As of 2018, about 58 million Americans had a 401(k), while around one-third of households owned an individual retirement account (IRA).1, 2 Yet for as commonplace as these retirement accounts can be, the nuances of contributions are a...

Wednesday, February 3, 2021

We find that people who have reached the highest levels of success and built truly significant wealth tend to share a number of key traits that are responsible for their amazing results.

Thursday, January 21, 2021

There’s a simple word that has profound implications for savings and investing: compounding. Like a snowball that grows as it rolls down a hill, compounding provides the potential for your money to grow, reinvesting your...

Thursday, January 21, 2021

Deciding when to begin collecting Social Security depends on a number of factors, including how long you anticipate needing it. Body Deciding when to retire and begin collecting Social Security is an important life decision. For some,...

Thursday, January 21, 2021

Only one-in-four Americans (27%) feel very confident that they will have enough money to live comfortably when they retire, according to the 2020 Retirement Confidence Survey Summary Report.⁠11 While the number is up slightly from the...

Tuesday, January 19, 2021

The federal government requires the use of certain interest rates (published by the IRS) to value various items used in estate planning, such as an income, annuity, or remainder interest in a trust. The government also has interest...

Tuesday, January 12, 2021

In an increasingly paper-free society, organizing your financial documents can still be a challenge. No matter how simple or complex your financial picture might be, it takes some thought-out organization to keep your tax documents,...

Friday, January 8, 2021

Do you have the right kind of insurance to protect your home and the items in it—as well as the right amount of coverage? It’s entirely possible that you’ve overlooked something important that could cause trouble down the road.

Tuesday, January 5, 2021

New Year's is traditionally the time to review your life and make resolutions for change. In addition to thinking about working out, eating healthy, and meeting personal and professional goals, you should also think about your finances...

Tuesday, December 22, 2020

Wouldn’t it be great if you could tackle your many to-do lists more effectively and efficiently than ever, and boost both your success and your overall enjoyment of life?

Wednesday, December 2, 2020

When you first considered investing, it probably seemed like a good idea to focus heavily on what worked best for you from the beginning. But effective diversification requires more than just purchasing a random bundle of investments.

Monday, November 23, 2020

Individuals who have worked hard and built up assets over the course of their careers may be particularly concerned that their savings could be affected by a long-term care event. As the costs associated with long-term care continue to...

Monday, November 23, 2020

Market turbulence in 2020 may have wreaked havoc on your investment goals for the year. It probably also highlighted the importance of periodically reviewing your investment portfolio to determine whether adjustments are needed to...

Sunday, November 22, 2020

Just what you need, right? One more time-consuming task to be taken care of between now and the end of the year. But taking a little time out from the holiday chores to make some strategic saving and investing decisions before...

Monday, November 9, 2020

Do you feel as though you are drowning in student loan debt? Painstakingly repaying hefty loans can be a long and arduous process. Could the Public Service Loan Forgiveness program work for you? The Public Service Loan Forgiveness...

Thursday, November 5, 2020

By the last third of the calendar year, you're likely to have a pretty good idea of what your annual income will be and whether any major expenses or big life changes await you. This can allow you to engage in more robust tax planning,...

Tuesday, October 13, 2020

You may be the target of a frivolous lawsuit, especially if you have deep pockets. Systematic asset protection planning potentially can help—and one of your options could be an asset protection trust.

Tuesday, October 6, 2020

If you've been wondering how to optimize your finances and ensure your money continues to work for you, a financial professional may be able to help. But the thought of turning over your most sensitive financial information to a...

Thursday, October 1, 2020

Decisions in business and in life are rarely 100 percent black or white—so stop using a yes-or-no mindset, and start using probability thinking to assess situations more effectively and to make better decisions.

Monday, September 21, 2020

As you get older and closer to retirement, your financial practices need to shift slightly as you transition from working and saving to relying on your nest egg. As you approach this stage of your life, you need to take steps to...

Monday, September 21, 2020

Many self-improvement goals focus on stability and personal growth — and financial goals are often no different. From buying your first home to saving for retirement, planning your finances can also help you work toward your...

Friday, September 18, 2020

Your need for life insurance changes as your life changes. When you're young, you typically have less need for life insurance, but that changes as you take on more responsibility and your family grows. Then, as your responsibilities...

Friday, September 18, 2020

Keeping your family business in the family—successfully and according to your wishes—takes smart, proactive planning. Here are some of the key issues you need to address to pass on your business to another family member.

Tuesday, September 15, 2020

At some point in a child's development, all parents wonder: how can I best teach my child the value of money? Parents who grew up in more modest circumstances than their own children can struggle to balance the desire to provide their...

Thursday, September 10, 2020

When was the last time you took steps to optimize your 401k? If it's been a while, you're not alone. Research indicates that only one in three Americans utilize employer-sponsored 401k retirement accounts; even those who are...

Thursday, September 3, 2020

Who will make sure your assets go where you want them to go after you’re gone? Your executor, of course. Here’s a look at how you can go about choosing the right person for this all-important job.

Tuesday, September 1, 2020

If you've been diligently saving for your retirement, you may often find yourself wondering when you can afford to set an official retirement date. The answer to this question can often depend on how much monthly or annual income your...

Friday, August 21, 2020

Strategies for saving in your 50s Many retirees today are redefining the “golden years.” Forget about endless days of leisure. Retirees seek adventure, travel, and new business pursuits. While these changes may redefine...

Tuesday, August 18, 2020

When it comes to retirement planning, much ado is made of how much to save. But often, the real difference lies in shrewd distribution planning. By withdrawing funds from certain account types in a certain order, you might...

Monday, August 17, 2020

Some of the very wealthiest families are taking steps to safeguard themselves from global catastrophic events. Here’s how you can take a page from their playbook to protect yourself and your family against your own worst case scenario.

Tuesday, August 11, 2020

529 savings plans are tax-advantaged education savings vehicles and one of the most popular ways to save for college today. They can also be used to save for K-12 tuition. Much like the way 401(k) plans changed the world of retirement...

Thursday, August 6, 2020

Does what you buy make you happy, deep down? If not, consider allocating more of your spending to experiences that help create meaning and satisfaction that stick with you.

Tuesday, August 4, 2020

There's no denying the benefits of a college education: the ability to compete in today's job market, increased earning power, and expanded horizons. But these advantages come at a price. And yet, year after year, thousands of...

Tuesday, July 28, 2020

A traditional IRA offers a great way to shield income from taxation while boosting your retirement accounts. Meanwhile, a Roth IRA can let you pay tomorrow's taxes today. But how can workers who are eligible to contribute to either...

Thursday, July 16, 2020

Many people who diligently seek out money-saving discounts on smaller purchases may still find themselves inadvertently overspending by thousands on major purchases. Over time, this type of large-scale overspending may cut into your...

Monday, July 13, 2020

Most family businesses experience disagreements and fights. Here’s a look at how to make sure those conflicts are addressed properly so they don’t harm or destroy the company.

Tuesday, July 7, 2020

Whether you dream of a travel-filled retirement or would prefer to relax and enjoy spending more time at home, you're probably wondering what you can do to make your golden years as stress-free as possible. For many who have spent the...

Tuesday, July 7, 2020

Dramatic market turbulence has been common in 2020, and you can't help but hear about the frequent ups and downs of the Dow Jones Industrial Average or the S&P 500 index. The performance of these major indexes is widely reported and...

Wednesday, July 1, 2020

Inheriting money comes with plenty of benefits. From being less worried about paying for life’s necessities to enjoying the luxuries affluence can bring, inheritors often find that many of life’s key stumbling blocks are no...

Tuesday, June 9, 2020

It can be difficult to act rationally when your financial future is at stake, especially when unexpected events upset the markets. But understanding certain aspects of human nature, and your own vulnerabilities, might help you stay level.

Tuesday, June 9, 2020

The first part of 2020 was rocky, but there should be better days ahead. Taking a close look at your finances mid-year may give you the foundation you need to begin moving forward.

Friday, June 5, 2020

Benjamin Franklin once quoted, “Early to bed, and early to rise, makes a man healthy, wealthy, and wise”—but the key to good health (and good financial health) involves far more than just getting enough sleep.1 For...

Wednesday, June 3, 2020

Are you prepared to pass along the wealth you have built to your children or grandchildren in ways that are tax-efficient and meet your goals? For a reality check, look at how some extremely wealthy families address wealth transfer.

Wednesday, June 3, 2020

Despite our successes, many of us often feel we’re not at the place in our lives we’re supposed to be. The good news: We can reframe our viewpoints and take action steps that can help us grow and evolve.

Wednesday, May 20, 2020

Finding the right work-life balance The “work first, life second” mantra guides far too many of us these days. The good news: You can make the time to create a meaningful, fulfilling life and find the work-life balance.

Thursday, May 7, 2020

In an attempt to slow the spread of the coronavirus, the government has shut down numerous businesses throughout the country, and others have drastically cut hours. As a result, over 10 million workers filed for unemployment in March...

Monday, April 27, 2020

Think for a moment about how hard you have worked to build your company and your personal wealth over time. It feels great, doesn’t it?

Friday, April 24, 2020

Here’s a look at four different types of advisors you are likely to encounter and how they stack up against each other in some key areas.

Thursday, March 19, 2020

As temperatures warm up, trees begin budding, and the days get longer, you probably throw open your windows and think about spring cleaning your home. As you tackle washing windows, cleaning carpets, and sorting out the garage,...

Thursday, March 19, 2020

Our everyday lives have changed dramatically over the last few weeks as we work together to minimize the impact of the COVID-19 pandemic. We know these efforts are necessary, but they also have come at a cost. Global economic growth...

Thursday, March 5, 2020

Term. Permanent. Whole. Universal. Indexed. The life insurance landscape can be tricky to understand and navigate. Here’s a primer to get you on your way.

Thursday, March 5, 2020

You have many legal ways to reduce your tax burden. Here are some tax-reduction tips to consider as you look for ways to boost your bottom line.

Thursday, March 5, 2020

Just because we know what to do to improve ourselves doesn’t mean we take action, does it? The good news: We’ve got four ways to knock down the obstacles in your path to living your best life.

Friday, February 21, 2020

Many adults are finding that their aging parents are in need of health care assistance. Luckily, there are many options available today to help your parents grow old gracefully, either in their own home or in a facility, and several...

Tuesday, February 18, 2020

As you start your career and work toward advancement, you are likely to hear all kinds of advice about the importance of saving and investing for the future. A healthy savings account and the right investments can help you get through...

Tuesday, February 11, 2020

Self-employment is the opportunity to be your own boss, to come and go as you please, and oh yes, to establish a lifelong bond with your accountant. If you're self-employed, you'll need to pay your own FICA taxes and take charge of...

Thursday, February 6, 2020

If you care about ensuring your loved ones will be in good financial shape after you’re gone, then you should consider creating an estate plan—regardless of how much money you have. Here are the keys for an exceptional estate plan.

Thursday, February 6, 2020

New challenges arise as our parents age—and as we enter our golden years, too. Learn how to take steps that can help you or your parents age in place, as well as how to safeguard against bad financial decisions and scams in old age.

Thursday, January 23, 2020

Retirement planning is all about the future, your future. Whether you are classified as a millennial, Gen Xers, women, or you are in your 40s-50s, retirement planning is a must. The key to successful retirement planning is starting...

Tuesday, January 21, 2020

There's no doubt about it--owning a home is an exciting prospect. After all, you've always dreamed of having a place that you could truly call your own. But buying a home can be stressful, especially when you're buying one for the...

Monday, January 6, 2020

The powerful benefits of thoughtful action When people are confronted with adversity, opportunity or both, they often react quickly—with the intention of dealing with the situation rapidly and moving forward.

Thursday, December 19, 2019

Investing with an eye toward promoting social, political, or environmental concerns (or at least not supporting activities you feel are harmful) doesn't mean you have to forgo pursuing a return on your money. Socially responsible...

Thursday, December 12, 2019

As days turn into weeks and weeks turn into months, it may feel like there is little time to catch up on all of your financial responsibilities. Sometimes it may be easier to simply toss ATM receipts, credit card bills, and bank...

Tuesday, November 12, 2019

Tax planning can be more advantageous when done during the year and well in advance of year’s end. Opportunities may exist for you to minimize tax liability, which could leave more income for you and/or your family. Generally,...

Monday, November 11, 2019

When done well, estate planning aims both to allow you to pass on your assets as you see fit, and to minimize the state and federal tax bite that often accompanies wealth transfer. Sadly, most estate plans are old—and potentially outdated.

Tuesday, November 5, 2019

Congratulations! You've decided to start a family. Up until now, your health insurance has probably been adequate, paying for routine doctor visits and prescription drugs. But now that you're facing a lifestyle change, you must make...

Tuesday, October 29, 2019

These crucial years call for action. Today, retirement may seem nearer to you than it once did. The following moves might be worth making—and soon. Catch-up contributions to your retirement accounts. Starting in the year you...

Thursday, October 24, 2019

It seems, sometimes, as though financial professionals come in only two flavors. There are those who promise everything is going to be fine; you don't have to fret about retirement, they say, because they'll help you make more than...

Tuesday, October 22, 2019

In 2014, almost one-third of baby boomers had nothing saved for retirement. For those who did save, the median was around $200,000. This is a far cry less than the $1 million experts recommend for a 30-year retirement plan. Luckily,...

Thursday, October 17, 2019

If you care about what happens to your money, home, and other property after you die, you need to do some estate planning. There are many tools you can use to achieve your estate planning goals, but a will is probably the most vital....

Tuesday, October 8, 2019

Where do you picture yourself in the future? Will you be in a new home, traveling the globe, or planning a big family celebration? These are a few of the financial goals that may be important to you, and each comes with a price tag...

Monday, September 23, 2019

Life insurance may be a cornerstone of a sound financial plan, providing potential financial stability to a surviving spouse, children, or other family members in the event of your untimely death. Sadly, many Americans have no life...

Thursday, September 19, 2019

It's hard to talk about college without mentioning financial aid. Yet this pairing isn't a marriage of love, but one of necessity. In many cases, financial aid may be the deciding factor in whether your child attends the college of his...

Tuesday, September 10, 2019

Many extremely wealthy people have a much better handle than others on a key concept of success: the long game.

Monday, August 26, 2019

The financial challenges millennials face can be overwhelming. it's no wonder that life insurance as a financial asset gets little to no attention. But it should. There are many reasons to have life insurance at a relatively young age.

Monday, August 26, 2019

It's fairly difficult — even for professional investors — to consistently "beat the market." This realization led to the creation of index mutual funds.

Monday, August 26, 2019

A closer look at what some of the survey results reveals various lessons today's workers can learn from current retirees.

Monday, August 19, 2019

Keeping your cool can be hard to do when the market goes on one of its periodic roller-coaster rides. It's useful to have strategies in place that prepare you both financially and psychologically to handle market volatility.

Thursday, August 8, 2019

As retirement approaches, you might be facing the choice of accepting a lumpsum pension payout or a lifelong stream of pension checks. What factors should you consider when making this decision?

Thursday, August 8, 2019

These moves may help you build, protect, and enhance wealth. Want a good start on retirement saving and building wealth? Start early. Now is the ideal time to do important things for your future.

Thursday, August 8, 2019

It can be difficult, but not impossible, to save for retirement while paying down your credit card bills and student loans. Even small steps now can make a big difference later.

Monday, July 29, 2019

"How did it get so late so soon?" -- Dr. Seuss His simple but powerful words continue to resonate today, even in the context of planning for a financially secure future.

Monday, July 29, 2019

Owning your own business gives you freedom and control. Unfortunately, it also gives you financial concerns, such as managing your retirement fund.

Monday, July 29, 2019

Juggling multiple financial portfolios with numerous advisors could create problems, whereas working with just one investment firm can provide many advantages.

Wednesday, July 17, 2019

Millennials have youth on their side and may not devote much attention to their insurance needs. Consider insurance coverage that befits your personal circumstances without overspending.

Wednesday, July 17, 2019

Retirement is inevitable, but knowing exactly when to do so is often unclear. No matter when you actually begin your retirement, you’ll benefit from planning your post-work life as early as possible.

Wednesday, July 10, 2019

Do you have a tendency to push off important tasks? Do you do things at the last minute, or maybe not do them at all? If so, you're not alone. About one in five adults is a chronic procrastinator.

Wednesday, July 10, 2019

If you were unpleasantly surprised by the amount of tax you owed or the amount of your tax refund when you filed your 2018 tax return, it may be time to check your withholding.

Tuesday, July 2, 2019

No matter how much money you have or which life stage you're in, becoming financially independent starts with a dream. Your dream might be to finally pay off the mountain of debt you've accumulated, retire early, or open your own business.

Thursday, June 27, 2019

Legacy planning takes estate planning to another level, looking beyond the numbers—passing on your values as well as your wealth. Choose how you want to be remembered.

Thursday, June 27, 2019

Using your non-financial skills and talents in new ways can bring you prosperity and a greater sense of personal satisfaction. Here are five tips to follow when seeking balance in your finances.

Tuesday, June 25, 2019

We are pleased to announce the release of the LPL Research Midyear Outlook 2019: FUNDAMENTAL: How to Focus on What Really Matters in the Markets, with investment insights and market guidance through the end of 2019. LPL Research.

Monday, June 17, 2019

Were the Tax Cuts and Jobs Act (TCJA) changes less favorable for you? It may be time for a Mid-Year Tax Planning Check Up.

Thursday, June 13, 2019

Experiencing identity theft can be traumatic and financially painful. It’s important to be proactive in formulating a cybersecurity strategy.

Wednesday, June 12, 2019

10,000 people a day are facing retirement, and considering how their savings will last. This year, facing a 10-year-old bull market, what would the consequence of a market selloff be to the newly retired?

Wednesday, June 5, 2019

Answering the following questions will help jump-start your planning process. There are web-based financial calculators available to help you in the planning process, as well.

Wednesday, June 5, 2019

Following are some options to consider if you aren’t on track to retire when you would like or you don’t expect to have enough money saved to live your desired lifestyle in retirement:

Monday, May 20, 2019

You've put in the hard work as a college student and finally received your diploma. Now you're ready to head out on your own. Fortunately, there are some simple steps you can take to start on the right track with your personal finances.

Monday, May 20, 2019

Periodically reviewing your portfolio with your financial professional can be an excellent way to keep your investments on track, and midway through the year is a good time for a checkup. Here are three questions to consider.

Wednesday, May 15, 2019

When planning you may find that reality is not in sync with your projections, and it looks like your retirement income will be insufficient to meet your estimated expenses during retirement. This is called a projected income shortfall.

Wednesday, May 15, 2019

529 plans can be a great way to save for college, but they're not the only way. When you're investing for a major goal like education, it makes sense to be familiar with all of your options.

Tuesday, May 7, 2019

To live a long life, you’ll need a healthy supply of money to go the distance with you. The risk of outliving your money is called “longevity risk.” Begin early and follow the following good financial habits.

Tuesday, May 7, 2019

Recent history has moved many of us to take another look at our finances—a smart thing to do in any economy. Maybe it’s been a while since you took your financial temperature, or maybe considered it.

Tuesday, May 7, 2019

It takes more than love to start a family—it also takes money. I can work with you to help prepare your finances for the road ahead.

Tuesday, May 7, 2019

Thinking about how you’ll pay for long-term care should be a part of everyone’s retirement planning process. A recent study found that most Americans don't have any idea of the costs of long-term care.

Tuesday, May 7, 2019

If you're looking to save money for college, one option to consider is a 529 college savings plan.

Tuesday, April 23, 2019

You've probably heard many references to "the Fed" along the lines of "the Fed held interest rates," or "market watchers are wondering what the Fed will do next." So what exactly is the Fed and what does it do?

Tuesday, April 23, 2019

A financial crisis can be scary at any age, but this is especially true when you're in your 40s or 50s. It's important to develop a strategy that will help you re-establish financial stability.

Tuesday, April 23, 2019

You have an impressive financial portfolio that has specific needs. Make sure you’re taking advantage of the services your financial advisor can provide.

Tuesday, April 23, 2019

Investing with an eye toward promoting social, political, or environmental concerns (or at least not supporting activities you feel are harmful) doesn't mean you have to forgo pursuing a return on your money.

Thursday, April 11, 2019

Why you should be checking your allocation just as much as – if not more than – your performance.

Tuesday, April 9, 2019

Some young investors are wary of equities. They remember how the 2007-09 bear market hurt their parents' retirement accounts. But it's important to recognize that Wall Street downturn for what it was: a regular part of the economic cycle.

Tuesday, April 9, 2019

Leaving your company is a life milestone that profoundly affects your financial and emotional wellbeing. However, eventually circumstances may arise that indicate the time to leave has arrived. When is the right time to call it quits?

Monday, April 1, 2019

Financial mistakes can occur throughout your lifetime. Whether you're in your 40s, 50s or 60s, it's important to be aware of financial pitfalls to avoid.

Tuesday, March 26, 2019

As you cheer for your favorites in the NCAA Men's Basketball Championship Tournament, you may not be thinking about the cost of college – but here’s a fun bracket that shows you how the NCAA schools measure up, tuition wise.

Friday, March 22, 2019

When you enter retirement, you'll immediately notice two things: You no longer draw a salary, and you have more time on your hands. Use that time to effectively manage your finances to take care of yourself and family overtime.

Friday, March 22, 2019

Daily obligations and tasks while raising kids can make it hard to connect as a family. Learn why it's important to spend quality time with your family and how it benefits everyone.

Friday, March 22, 2019

They say timing is everything. The best time to distribute an inheritance might be right now. Here are some pros and cons of distributing your inheritance early.

Friday, March 22, 2019

Each year, the Plan Sponsor Council of America (PSCA) surveys employers to gauge trends in retirement plan features and participation. How does your plan compare?

Friday, March 22, 2019

If you're unhappy about your retirement savings, consider these tips to help you get back on track before time runs out.

Friday, March 22, 2019

Money can be a sensitive subject to discuss with your aging parents. Before you start the conversation, consider the following four signs that your parents might be experiencing financial challenges.

Tuesday, March 12, 2019

While retirement is generally thought of as a utopian stage of life, upon first entering it, many find themselves struggling to fill their days.

Tuesday, March 12, 2019

As successful families plan to sustain their assets, they must also consider potential financial hazards. Some of these risks are not always obvious.

Tuesday, March 12, 2019

Parents may not like to dwell upon their untimely deaths, but creating a will now will help ensure your family's finances.

Friday, February 15, 2019

You see money one way, your partner sees it another. Don't let financial disagreements take a toll on your relationship.

Friday, February 15, 2019

You might think that those who are rich and famous would be way ahead of the curve when it comes to planning their estates properly, considering the resources and lawyers presumably available to them.

Friday, February 1, 2019

When saving for retirement, you're probably aware of the benefits of using tax-preferred accounts such as 401(k)s and IRAs. But you may not be aware of another type of tax-preferred account that may prove very useful.

Friday, January 4, 2019

Learn how the stock market can affect your retirement strategy.

Friday, January 4, 2019

On your journey to retirement, you'll likely face many risks that have the potential to throw you off course. Following are five common challenges retirement investors face.

Friday, January 4, 2019

In the simpler world of the twentieth century, parents were likely to buy brands based on a catchy jingle. Millennials are cut from a different cloth and are more likely to make purchases based on their values.

Friday, January 4, 2019

Money coaching is an excellent way to optimize your financial plans. Proper coaching promotes behavior that helps you build your wealth and rationalize retirement assets.

Thursday, January 3, 2019

The new year is almost here. Have you considered your financial resolutions for 2019? Whatever your current situation, you can benefit from improving your spending and saving habits.

Wednesday, January 2, 2019

Retirement. College. An emergency fund. A new home or home improvement project. If you've been saving faithfully each month for some or all of these things, you might feel that you're on a never-ending financial treadmill.

Friday, November 23, 2018

The holidays are quickly approaching. Consider celebrating the season by gifting savings investments to your young loved ones.

Friday, November 23, 2018

Have you saved enough for these major retirement expenses? Many people approach retirement thinking that their cost of living will decrease once they stop working. This is only partially true.

Thursday, October 25, 2018

The pace and complexity of managing modern finances leave many people feeling unprepared and uncertain about their financial future. Here's a look at our process.

Thursday, October 25, 2018

Its effect is subtle, yet significant. In retirement, you face a quiet financial threat. Over time, inflation may erode your purchasing power.

Thursday, October 25, 2018

Stepping into retirement is great for getting in that well-earned rest and relaxation - and for taking up volunteering, no matter what that looks like.

Thursday, October 25, 2018

If you're a disciplined saver, you increase the potential of enjoying a comfortable retirement. How does your savings compare to national averages?

Thursday, August 16, 2018

You and your significant other are ready to take the next big step in your relationship: moving in together. While this is an exciting milestone, it's also one that should prompt you and your partner to have some serious conversations.

Thursday, August 16, 2018

When you live with a chronic illness, you need to confront both the day-to-day and long-term financial implications of that illness.

Thursday, August 16, 2018

One advantage of term life insurance is that it is generally the most cost-effective way to achieve the maximum life insurance protection you can afford.

Tuesday, July 17, 2018

How critical is it for women to build retirement savings? At least as critical as it is for men, perhaps more so because of two factors. Women have a longer life expectancy than men.

Tuesday, July 17, 2018

You must have been pleasantly surprised to find out you'd be getting a refund from the IRS — especially if it was a large sum. And while you may have considered this type of windfall a stroke of good fortune, is it really?

Tuesday, July 17, 2018

Often, tax-qualified retirement accounts such as IRAs make up a significant part of one's estate. Naming beneficiaries of an IRA can be an important part of an estate plan.

Tuesday, July 17, 2018

As people move through different stages of life, there are new financial opportunities — and potential pitfalls — around every corner. Have you made any of these mistakes?

Tuesday, July 17, 2018

Each year, the Employee Benefit Research Institute (EBRI) conducts its Retirement Confidence Survey to assess both worker and retiree confidence in financial aspects of retirement.

Tuesday, July 3, 2018

Your life insurance needs will depend on a number of factors, including the size of your family, the nature of your financial obligations, your career stage, and your goals.

Thursday, June 21, 2018

Statistics tell us that the leading cause of household stress is money. Yet many people do not have a system for knowing where their money goes once it comes in the door.

Friday, June 15, 2018

Getting married is an exciting time for a couple. However, along with this excitement come many challenges. One such challenge is how to manage your finances together.

Friday, June 15, 2018

If you're the parent of a high school student who's looking ahead to college, it's important to have a grown-up conversation with your child about college costs.

Thursday, June 7, 2018

Some individuals begin or revisit their estate planning in response to a life event; others do so when their business or career changes.

Thursday, June 7, 2018

After you marry, to what degree should your financial lives be shared?

Wednesday, May 16, 2018

Now that it's fairly common for families to have two wage earners, many husbands and wives are accumulating assets in separate employer-sponsored retirement accounts.

Wednesday, May 16, 2018

The more money you make, the more valuable you perceive your time to be — and the more time-strapped you may feel, according to University of British Columbia psychology professor Elizabeth Dunn.

Tuesday, May 15, 2018

Go out into your yard and dig a big hole. Every month, throw $50 into it, but don't take any money out until you're ready to buy a house, send your child to college, or retire. It sounds a little crazy, doesn't it?

Friday, May 11, 2018

A self-created last will and testament may lead to problems. As an early step in estate planning, you may be tempted to write your own will. There are some good reasons why you shouldn't.

Friday, May 11, 2018

Some people decide to get another college degree later in life. That typically means taking on student debt, and dealing with that debt after 40 takes planning.

Friday, May 11, 2018

Automate your retirement planning and wealth-building approach.

Tuesday, April 24, 2018

Owning shares of stock or stock funds might increase the value of your portfolio in one of two fundamental ways: capital appreciation (i.e., price increases) and dividend payments.

Thursday, April 5, 2018

Wealthvision is designed to consolidate all of your accounts, assets and information into one secure location, making your personal financial life easier.

Thursday, March 29, 2018

Ever since a legal secretary named Ida May Fuller received the first retirement benefit check in 1940, women have been counting on Social Security to provide much-needed retirement income.

Wednesday, March 14, 2018

Going through years of accumulated possessions and memories is probably not how you envisioned spending part of your retirement. It may sound like a daunting and emotionally draining task, but downsizing could be a good move.

Wednesday, March 14, 2018

529 plans were created 22 years ago, in 1996, to give people a tax-advantaged way to save for college. Roth IRAs were created a year later, in 1997, to give people a tax-advantaged way to save for retirement.

Wednesday, March 14, 2018

Critical illness insurance will pay you a lump sum if you are diagnosed with certain illnesses or injuries.

Wednesday, March 14, 2018

Being named as the executor of a family member's estate is generally an honor. It means that person has been chosen to handle the financial affairs of the deceased individual and is trusted to help carry out his or her wishes.

Thursday, February 8, 2018

If you or a loved one needs long-term care, other choices besides nursing home care may be available. Here are some of the other options. Home care Most people would prefer to stay in their homes as long as possible. Depending on your...

Thursday, February 8, 2018

Inflation is one of the key factors you will need to consider when planning for retirement. Not only will the cost of living rise while you're accumulating assets for retirement, but it will continue to rise during your retirement.

Thursday, February 8, 2018

It's human nature to put off complicated or emotionally heavy tasks. Talking with aging parents about their finances, health, and overall well-being might fall in this category.

Thursday, February 8, 2018

Money is power. A fool and his money are soon parted. A penny saved is a penny earned. Money is the root of all evil. Do any of these expressions ring true for you?

Sunday, January 14, 2018

Sadly, for many women, becoming a widow is a first step toward economic hardship. That's why it's critical for you to organize your finances after your spouse's death and take ongoing steps to secure your financial future.

Thursday, November 30, 2017

Women face special challenges when planning for retirement. To meet these financial challenges, you'll need to make retirement planning a priority.

Wednesday, October 18, 2017

Statistically speaking, women live longer than men; if you're married, that means that the odds are that you're going to outlive your husband. That's significant for a couple of reasons.

Wednesday, October 18, 2017

A will is often the cornerstone of an estate plan. Here are five things you can do with a will.

Wednesday, October 18, 2017

You may think that the chances of becoming disabled during your working years are slight, and even if you did get hurt or had to miss time at work, you could get by because you have group disability insurance.

Wednesday, September 20, 2017

As you progress along your career path, there's no telling how far you'll go. But to fully reap the financial rewards of all your hard work, you'll need to take charge of your own career--here are a few issues you'll want to address.

Wednesday, September 20, 2017

It's a catch-22: You feel that you should focus on paying down debt, but you also want to save for retirement. It may be comforting to know you're not alone: 18% of today's workers describe their debt as a major problem.

Wednesday, September 20, 2017

The opportunity to acquire company stock — inside or outside a workplace retirement plan — can be a lucrative employee benefit. But having too much of your retirement plan assets in one investment could expose you to concentration risk.

Thursday, August 17, 2017

Women are increasingly taking responsibility for managing their own money. However, many women, including high-level professionals who are experts in their field, may not feel confident about their investing abilities.

Thursday, August 17, 2017

The Federal Open Market Committee (FOMC) adjusts interest rates to help keep inflation near a 2% target. How is this calculated?

Thursday, August 17, 2017

Life can be busy. The requirements of work and family often leave little time to step back and think about where you've been and where you're heading. But as your responsibilities grow, so does your need for life insurance.

Thursday, August 17, 2017

Women in the workforce generally earn less than men. While the gender pay gap is narrowing, it is still significant. The difference in wages, coupled with other factors, can lead to a shortfall in retirement savings for women.

Thursday, July 20, 2017

How much do you know about market basics? Put your investing IQ to the test with this quiz on stocks, bonds, and mutual funds.

Thursday, July 20, 2017

Planning on working during retirement? Recent studies have consistently shown that a majority of retirees plan to work at least some period of time during their retirement years. Here are some points to consider.

Thursday, June 22, 2017

Yes, you can make a direct or 60-day rollover from a 401(k) plan [or other qualified plan, 403(b) plan, or governmental 457(b) plan] to a Roth IRA, as long as you meet certain requirements.

Wednesday, June 21, 2017

It's a vicious cycle: Money is one of the greatest causes of stress, prolonged stress can lead to serious health issues, and health issues often result in yet more financial struggles.

Thursday, April 27, 2017

Women face special challenges when planning for retirement. Many generally work fewer years and save less, leaving many to rely on their husbands' savings and benefits to carry them both through retirement.

Thursday, April 27, 2017

For many workers, there may be mathematical and psychological advantages to keeping the pension. However, a lump sum could provide financial flexibility that may benefit some families.

Thursday, January 19, 2017

When you determine your retirement income needs, you make your projections based on the type of lifestyle you plan to have and the desired timing of your retirement.

Thursday, January 19, 2017

Being self-employed has many advantages — the opportunity to be your own boss and come and go as you please, for example. However, it also comes with unique challenges, especially when it comes to how to handle taxes.

Friday, August 19, 2016

The success of a business, especially a small business, is often predicated on the performance and retention of a few key employees. Here is one way owners can try to retain and reward their key employees.