Founded in 1982, M Financial Planning Services was built on the belief that thoughtful financial guidance can create opportunity, reduce stress, and strengthen families for generations.
Where do you need clarity?
Business Owners
Your business and personal finances are deeply connected—but they’re often managed separately.
Are your decisions working together, or creating gaps you can’t see?
Executives & High Earners
With equity, bonuses, and deferred compensation, your financial picture is more complex than it looks on paper.
Do you have a strategy that accounts for how all of it fits together?
Families & Individuals
You’re balancing day-to-day life with long-term goals—saving, spending, planning, and trying to stay on track.
Are you confident you’re making the right decisions for both today and the future?
Real Situations We Help Solve
- “We’re earning more, but it doesn’t feel organized.”
- “We’ve built wealth—are we using it the right way?”
- “We’re getting closer to retirement—are we actually ready?”
- “Something feels off, but we’re not sure what it is.”
If any of these sound familiar, it may be time to take a closer look.
Rooted in South Jersey. Focused on Your Future.
Founder Ted Massaro built the firm with a simple mission: help families gain the financial knowledge and guidance he wished more people had access to growing up. That purpose still shapes how we serve clients today.
As the firm grew, additional advisors joined the team, expanding our capabilities while maintaining the relationship-driven approach that has defined the firm for decades. Many of our client relationships now include children and grandchildren of the families who first trusted us decades ago.
Today, financial planning remains the foundation of our work as we help individuals, families, and business owners bring clarity and coordination to their financial lives.
Testimonials
After each meeting, I have a better understanding of my financial growth and feel more confident in the decisions we’re making.
Client Testimonial
We’ve worked with the team for years—they are thorough, responsive, and always help us stay on track.
Client Testimonial
Ted Massaro is a trusted advisor and has helped prepare us for retirement. He’s very experienced and knowledgeable on many topics. He’s never hard selling anything and takes a personal interest in getting to know his clients. He and his team use a personal touch and are genuine in their approach.
Michael
Ed and his team will always be there for any help be it explaining things you don’t understand, recommending strategies, and even discussing any transactions you may be planning outside of your accounts. I changed advisors after talking with Ed. That to me is the highest recommendation.
Al
I have made significant strides in net worth and understanding in a short time. Anthony made income based suggestions, such as investment plans, savings, and monthly budgeting. Just an overall great experience.
Sheri
If you’re not sure everything is working together the way it should be, you’re not alone.
A second opinion can help you see what’s working—and what may need attention.
No pressure. Just a clear, thoughtful conversation
